Penny Pension

615 reviews
Content rating
PEGI 3
50K+
Downloads
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About this app

Penny finds and transfers your pensions from old jobs, so you can easily see your pensions right on your phone.

SIMPLE & EASY

- See all your pensions, right on your phone.
- Find your pensions from old jobs
- Transfer your pensions into your Penny account
- Get all your pensions together in one place

HOW IT WORKS

- Download the Penny app
- Choose the pensions for Penny to find and transfer
- Penny automatically finds your old pensions
- Penny transfers them to your new Penny Pension
- See your pensions anytime

TRANSPARENT - NO HIDDEN FEES

- Penny charges a simple fee of 0.75% per year
- This fee is 0.78% if you choose the Ethical Fund
- Free - Penny finding your pensions
- Free - Penny transferring your pensions
- Free - Contributing and withdrawing from Penny

SECURE & TRUSTED

- HSBC-managed investment fund
- Penny is FSCS-protected up to £85,000
- Penny is FCA-regulated and authorised
- Your personal data is stored with 256-bit encryption
- Rated 4.8* on Trustpilot and thousands of UK customers

IMPORTANT INFORMATION

Penny is authorised and regulated by the Financial Conduct Authority (FCA). Pensions are long-term investments. As with any investment, the value of your Penny Pension can go down as well as up and you may get back less than you started with.
All your pensions in one app
Updated on
Oct 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info and Financial info
  • This app may collect these data types
    Personal info, Financial info and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

601 reviews
Rob Miles
May 4, 2022
Complete waste of time. Entered all details, confirmed they were correct and then it just hung there doing nothing and not progressing. Just deleted the app though they now have all of my details of course. Also the whole fake chat interface is annoying and way more time consuming than it needs to be. All of your details could be entered on one or two static screens very quickly without this fake AI chat bot nonsense that everyone tries to shove down your throat these days.
33 people found this review helpful
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Ganesh Sittampalam
August 22, 2022
Started entering some information and it immediately wanted me to agree to transfer all my old pensions to them. I certainly wouldn't want to agree to that before carefully reviewing what it found, but it just ended up stuck on a screen with no option but "Agree".
49 people found this review helpful
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andy skinner
August 12, 2026
Fantastic,easy to navigate.Always help and advice on hand if needed.👍
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What’s new

Welcome to Penny! We've implemented some bug fixes and performance improvements to keep the Penny app smooth and easy to use!