Zable - Mobile Finance

128k reviews
Content rating
PEGI 3
1m+
Downloads
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About this app

Hi, we're Zable. Download our app to join over 2 million customers taking control of their finances.

Rated 'Excellent' On TrustPilot:

• Quick eligibility check: it won't affect your credit score

• Apply in minutes: simple, straightforward, paperless card and loan applications

• Manage your money: credit card transactions, loan payments, and credit score

• Repay card in minutes: make card payments in the app

• Apple Pay: most approved customers are eligible for a virtual card right away

• Credit score: see your Equifax score

• Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible

• No hidden card fees: at home or abroad

• Simple to use: manage your card or loan in the app

Zable credit card:

Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Apple Pay, and most approved customers can start spending right away.

Zable loan:

The loan application process is paperless and fast – you could receive your loan in under an hour. You can customise your loan amount and term, providing flexibility and control over your loan.

Zable Switch & Save:

Pay less on your car finance by switching your car loan or breaking up your balloon payment. Keep your car and check your offer with no impact to your credit score.

Zable+ Credit Card: Representative 29.9% APR (variable). Subject to eligibility.

Zable Loan: Representative 24.6% APR (fixed)

We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd. The Zable credit card is issued by TPL pursuant to licence by Mastercard Intl. Credit limit increases are subject to responsible use.

Here to help:

Reach our customer service team 7 days a week via the Zable app.
See if you’re eligible for credit without affecting your credit score
Updated on
30 Oct 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, App activity and 2 others
  • This app may collect these data types
    Personal info, Financial info and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

126k reviews
Hilary Stelling
6 May 2026
love our Zable card. We keep it especially for shopping and pay the balance off in full every month. It's a win, win, as bill gets paid then it's there to use in full again for the next month. We have never had any problems at all with our account, so I can't make any comments about customer service. However, I will say that the application process was very quick and easy. Would highly recommend the company. Definitely a 9.5/10!
98 people found this review helpful
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Krystal Marshall
8 June 2026
Smooth, simple, non-judgemental, positive tool if used right. However, it cannot be accessed from very old androids like my Nokia (and only working phone, currently) but the App can be downloaded like some form of torture, only to be told that the log-in link has already been used upon confirmation - which is a nightmare and prevents you from paying for anything online due to the need for verification and the fact that they cannot assist on their end. PLEASE attempt to make it accessible to all!
41 people found this review helpful
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Tamara Jarvis
12 July 2022
I have had big problems twice in a couple of months! Back at the end of May, it kept saying that my password was incorrect (I knew that it wasn't). Then I kept trying to reset it and again it wasn't any good! After a couple of days I was able to resolve it. Now, I can't login to the app. I keep asking for a reset password email but they aren't being sent out! When you click where it says about having problems, it just says make sure that you're using the correct email address & not spam!
143 people found this review helpful
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