SumUp: Personal Finance

5.19k reviews
Content rating
PEGI 3
1m+
Downloads
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About this app

SumUp rewards your everyday spending. Spend and send with a tap. Save for big moments and budget for daily life. Earn cashback on your purchases.

MANAGE YOUR MONEY
- Pay, get paid and split bills in seconds
- Send and request money from your contacts with one tap
- Set a monthly budget and track your spending by the day, week, month or year
- Link multiple accounts to SumUp to see all your money in one place
- Set up Direct Debits to automate regular payments

SPEND HERE, THERE OR ANYWHERE
- Spend instantly with a virtual card
- Get a physical card for worldwide spending
- Pay anywhere in the world with your SumUp Mastercard – we don't charge any FX fees

BUDGET AND SAVE
- Set money aside in Spaces to budget and save for bills, birthday presents or city breaks
- Open a Shared Space to manage money and spend with friends
- Round up your purchases and we’ll save the spare change automatically
- Get up to two virtual cards for your Spaces – one per Space – and use each one for different purposes

GET REWARDED
- Get cashback every time you spend with your SumUp Mastercard, up to £10/€10 cashback per calendar month
- Save your cashback, or spend it wherever you want
- Collect points or stamps at participating SumUp loyalty businesses

SumUp Payments Limited is authorised by the Financial Conduct Authority in the UK under the Electronic Money Regulations 2011 (register number 900700).
SumUp EU Payments UAB is authorised by the Bank of Lithuania as an electronic money institution (licence no. 56, issued on 27 August 2019).
The rewarding money account
Updated on
9 Nov 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

5.15k reviews
amberfire1970
10 October 2022
I was worried about downloading the app due to poor customer feedback but I've literally had no problems at all. It was quick and easy to download, the interface is very straightforward. After a quick security check and I. D validation, I was able to use the app and was instantly rewarded with £10 which went towards my daughter's music lesson. Bonus!
115 people found this review helpful
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Anna R.
21 August 2022
Wasted my precious time! I was meant to make a payment yesterday and it sounded great that I could use the £10 credit Sum Up offered with the sign up. I tried all the avenues, they verified my identity but we had error after error popping up. My partner signed up and also got the same errors and we only managed to pay when the £10 wasn't included. Disgraceful and big time a time waster!
24 people found this review helpful
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SumUp
9 September 2022
Hi Anna! We're sorry to hear you've been unable to use the App successfully. Please do send us a message through the Support section of the App and we will gladly investigate the issues you're facing. Kind regards, Your SumUp Pay Team
ROBBIE MALONE
3 November 2026
Money had been sent into this account, which, as yet still being processed. And it's being over 8 hours and the money is still not into this account. As yet which is not the first time this has happened, the first time was shorter that this time is even more longer. Anyone who decide to accept this account. Sum up Don't bother. You're wasting your time as if you needed this money urgently.Oh, desperately, you would never get it
Did you find this helpful?
SumUp
3 November 2026
Sorry for the delay and frustration. For the fastest help, please message us through the chat in your SumUp app or your dashboard so our support team can assist you directly.

What's new

It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps.

Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year.