YNAB

In-app purchases
25.5K reviews
Content rating
PEGI 3
1M+
Downloads
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About this app

Have you ever worried about money? You are not alone.

Download YNAB, get good at money, and never worry about money again.

Start your free 34-day trial and stop feeling like you’re bad at money.

Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature

STOP FEELING DISORGANIZED
…and start feeling totally in control

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer

START REACHING MORE GOALS
…and stop thinking your future is limited

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and grow with like-minded getting-good-at-money people

The first step of never worrying about money again is starting a free 34-day trial. Are you ready to get good at money?

(You seem ready! And we already really like you, so please join us.)

Free for 34 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to your Google Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.

YNAB is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through YNAB as its agent.

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

U.S. State Privacy Notice:
https://www.ynab.com/privacy-policy/state-privacy-notice?isolated
Never worry about money again
Updated on
3 Nov 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info and Device or other IDs
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

24.7K reviews
Alex
4 September 2026
wanted to give it a go , and I honestly hate apps that don't even let you acces the app without the "Only £££ a month " . I want to see and have a play around the interface before I commit to a free trail on which I agree that at the end of it there will be an automated renewal. Its a shame , people seem to really like ur app. Thanks but no thank you for now.
1 person found this review helpful
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ynab.com
4 September 2026
Hi Alex, thanks for posting! It's true you'd have to choose a subscription, and your YNAB account would be managed on Google Play Store. That said, you can cancel the renewal as soon as the free trial starts and get the full experience. Reach out to help @ynab.com if you have any questions! ~ Lauren @ YNAB
P Bancroft
2 January 2022
I've used YNAB since around 2014. The method and app are good, but I can't justify the significant price increases since first signing up. I don't think the app justifies the high subscription model. The most recent increase came with little notice, and for me doubled the price. Not great for a budget app. More so since some features are still not available to all users. There are free alternatives. I'm using one of those.
19 people found this review helpful
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ynab.com
5 January 2022
Thanks for sharing your thoughts. We believe the new price better reflects the value of YNAB, and our support & education, but we understand if it's no longer the right fit for your budget. We're sad to see you go, but hope you'll share any feature requests with us at help@ynab.com to help ensure the price reflects YNAB's value! ~ Kelly M @ YNAB
A Google user
30 June 2019
seems a great app, but its such a shame that it doesn't allow for more than one currency, many people today live abroad and need a more layered kind of tracking, for expenses and savings in two different countries with different currencies. I'm going to stick with FastBudget, which I greatly recommend, which has a more minimal interface but allows for more accounts and currencies.
10 people found this review helpful
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What's new

Life is short, spend it well. Nothing major this week, just some small fixes and improvements under the hood.