PayMoji: Your Travel Wallet

🌎 Your travel wallet for Latin America and Southeast Asia

Travelling to Vietnam, the Philippines, Brazil, Argentina, Colombia, Peru or Bolivia? Skip the ATM fees, the exchange counters and the "cash only" moments. PayMoji is the payment app for travelers, backpackers and digital nomads who want to pay like a local, without opening a local bank account.

Top up with the payment methods you already use at home, then scan the same QR codes locals use. Street food in Saigon, a café in Manila, a taxi in São Paulo or a market in Lima: if they take a QR code, you can pay.

📱 Pay like a local
• Scan the local QR codes: VietQR and MoMo in Vietnam, GCash, Maya and QR Ph in the Philippines, PIX in Brazil, Mercado Pago and bank transfers in Argentina, Bre-B in Colombia, Yape and Plin in Peru, QR Simple in Bolivia.
• Works at restaurants, cafés, markets, taxis, shops and even for rent.
• No local bank account, no exact change, no "sorry, cash only".

⚡ Top up in seconds
• Add funds with Google Pay or your home debit or credit card.
• Top up in USD, EUR, AUD and more, right from your phone.
• Top up once, spend in all 7 countries.

💱 See the rate before you pay
• The fee and the exchange rate are on screen before you swipe to confirm.
• Live rates and low fees. No surprises on your bank statement.
• Every payment comes with a receipt in your history.

🚫 Skip the ATM
• No withdrawal fees, no swallowed cards, no wad of cash in your pocket.
• No airport exchange kiosks, no street money changers.

🔒 Your money, under your control
• Your balance stays in your own wallet. Only you can move it.
• Identity verification keeps you and the network safe.

Coming soon: Indonesia (QRIS), Malaysia, Singapore, Cambodia, Laos, South Korea and Mongolia.

Download PayMoji before you fly. Top up once and pay like a local from the moment you land.

PayMoji is built by Sky Mavis.