30.2K reviews
Content rating
PEGI 3
1M+
Downloads
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About this app

Open a Global Bank Account in Minutes, for Free.

Receive, send, exchange, and manage multiple currencies in one app. Open a foreign UK, USand EU bank account from your phone for free.

✅ Instant
✅ No monthly fees
✅ Multilingual Support

Why Grey Stands Out

- Receive your global payments with ease.
- Exchange world currencies at the best rates.
- Send money to your clients and loved ones across 80+ countries.
- Make international payments with a virtual dollar card that just works.
- Generate and send professional invoices to your clients in one tap.

No Boundaries for Your Money

When you open your global bank account with us, you get access to hassle-free global banking.
Whether getting paid for freelance jobs, receiving salaries on time, or paying your tuition, we’ve covered you in multiple currencies.

Global Money Transfer

With Grey, send money to freelancers, business associates, and loved ones anywhere in the world. When you send money with Grey, they'll receive funds swiftly and securely. Plus, our competitive rates mean they get even more.

Easy Foreign Exchange in Seconds

Get the best market exchange rates when you swap with Grey. Track our real-time rates on the rates page. Withdraw your conversions directly into your local bank account and receive them swiftly.

Bill Payments, Simplified

With the Grey app, sorting out your bills has been made easier. From essential utilities to unexpected expenses, ensure every bill is handled on time. Enjoy the peace of mind knowing that all your payments are just a tap away, streamlined, and secure.

Gift Cards

Buy and send gift cards to your loved ones from global stores in just a few taps.

Want to make it unique? Grey lets you add a personalized message, and once you tap send, we'll deliver it straight to your loved ones.

Professional Invoices for Your Global Clients

Craft and send professional invoices with a single tap, ensuring your global clientele experiences seamless and timely transactions. With us by your side, your international payments become swift and straightforward, helping you focus on what you do best.

Around-the-Clock Support

Stay updated with instant push notifications for your transactions. Need assistance? Reach out via our in-app chat or drop us an email at [support@grey.co](mailto:support@grey.co). Our dedicated customer support team is here to assist you 24/7.

Protected and Regulated

We are regulated by FinCEN and FINTrac, so your money is always safe.
Send & Receive Money Globally
Updated on
10 Nov 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Photos and videos, App activity and 2 others
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

30K reviews
Chinemerem Ezeji
1 September 2026
Trying to complete my KYC on this app has to be the most frustrating thing I've ever done. The camera section gives me the most issues. I have to keep taking these selfies that are somehow never clear enough for this computer to recognise, and even if the facial scan somehow works, I'm stuck waiting for the next part of the verification process to load. It claims 3 minutes to complete, but takes 30 minutes to an hour to get anywhere, and I'm always back at the password page.
16 people found this review helpful
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Grey Finance
1 September 2026
Hi Ezeji, Thank you for bringing this issue to our attention. We apologise for any inconvenience you're facing. To resolve this matter promptly, please contact our support team at support@grey.co with all the relevant details. Your satisfaction is important to us.
Nosif Ishola
27 August 2026
1 star for this experience. I made a transfer from Grey to my Pesa account. The app said it would be completed in less than 15 minutes, but it has now been over 24 hours and the transaction is still stuck on “Processing.” This is a financial service. Users should be able to trust the timelines displayed for their transactions, especially when money is involved. Grey advertises 24/7 support, but I shouldn't have to spend hours chasing support for a transaction that was supposed to take minutes
6 people found this review helpful
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Grey Finance
27 August 2026
Hi Ishola, We’re really sorry to hear about this experience. Please send us an email at support@grey.co with your transaction details so we can look into this and assist you further. We appreciate your patience and understand your concerns.
fareeda muhammad
13 September 2026
Grey has been a really convenient app for handling international payments. I like that it’s simple to use and makes receiving and managing foreign currency easier. There’s still room for improvement, especially with transaction speed, but overall, it has been a useful platform for me.
6 people found this review helpful
Did you find this helpful?
Grey Finance
13 September 2026
Hi Muhammad, Thank you for your feedback! We're so happy you enjoyed your experience. Please know that we’re constantly working to make things better and stress-free for our users. Thank you for choosing Grey. 🖤

What's new

We've been busy making the Grey app even better, and this version has some exciting updates that will make sending and receiving money around the world smoother than ever.
Here's what's new in Grey v3.13.2:
- Bug fixes & Improvements.
We want you to have the best app experience on Grey, so we've fixed some bugs and made tweaks to keep things running smoothly.
Love,
The Dev Team