ClearScore: Credit Score Check

It takes more than a good credit score to access good credit. For that, you need to get credit healthy with Credit Health from ClearScore.

Go beyond your credit score and report and see how you look to lenders. See your disposable income, how much debt you have, and compare the market for the right credit cards or loans for you.

Frightened by fraud? ClearScore Protect keeps you and your important information safer. We monitor your credit report and let you know if something isn’t quite right. If you want to take it a step further, choose Protect Plus to access daily updates, enhanced monitoring and fraud insurance.

Confused by your credit report? Our credit experts help simplify it. Discover Improve and enjoy short videos designed to help you navigate the confusing world of credit with confidence. Want to save money? Compare the market and explore personalised offers based on you and your goals.

FEATURES

- Get your credit score and credit report - for free, forever
- See the fuller picture with an overview of your accounts, payment history, credit card balance, and more
- Keep your important information safer and get alerts when something’s not quite right
- Improve your credit score over time, with simple explanations and step-by-step guides from our credit experts
- Compare the market, check what loans and credit cards you could qualify for with offers tailored to you

Signing up to view your credit report is quick and easy. All you need to do is:

1. Enter some details about yourself so we can match you to your credit file
2. Go through our security checks to make sure only you have access to your information
3. Explore your credit score and report

Your credit report plays a key role in understanding your overall credit health. With ClearScore see what lenders see, and get clear guidance crafted by credit experts whenever you need it. Our insights help you make sense of changes and show you practical ways to improve. When you’re ready to take the next step, you can easily compare the market for credit cards, and loans, helping you find options that fit your goals - all in one place.

Stay in control of life’s unexpected moments with clearer insights into your financial options. Whether you’re planning ahead or simply want reassurance that you’re on track, we help you understand what your credit report means before you ever need an emergency loan, making it easier to stay steady even when things shift.

ClearScore is a credit broker, not a lender.

ClearScore is safe, secure and FCA Regulated:

- We are regulated by the Financial Conduct Authority and comply strictly with the Data Protection Act 2018
- Your information is kept safe using robust and secure systems and processes
- We never sell your personal details or send you spam
- We make our money through commission (if you take out a credit product via ClearScore)

If you take out a loan via ClearScore, here’s what you need to know

Loan offers are available through ClearScore’s Marketplace from our commercial partners. Interest rates range from 5.5% APR to 99.9% APR, with loan terms from 12 months to 20 years. Rates can change without notice and are set by our partners, not ClearScore. Other fees may apply (for example, settlement fees or late payment fees), but these are specific to each lender. You’ll need to review the lender’s terms and conditions for details.

While we do our best to find relevant offers for your circumstances it’s important to know that you might not qualify for a loan at all, or you may not qualify for the lowest rates or the highest offer amounts.

Representative example

For a loan of £5,000 over 48 months at a fixed annual rate of 14.7% per annum, the representative APR is 15.7% APR. The monthly repayments would be £138.32 and the total amount repayable would be £6,639.36

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