7.22K reviews
Content rating
PEGI 3
1M+
Downloads
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About this app

Now available in Nigeria, the Mobile Money (MoMo) App gives you a simple way to send, spend, save, and manage your money — all in one place.

MoMo is MTN’s digital financial services platform, connecting millions of customers to financial services across Africa.

With your MoMo wallet you can: 
- Transfer money quickly and conveniently. 
- Buy airtime and data for yourself, friends, and family. 
- Conveniently make bill payments. 
- Save and manage your savings directly in the app.
- Get a physical MoMo debit card which you can use to pay in-store and online, and withdraw cash.
- Get a MoMo virtual card on the app which you can use to pay online. 
- Check your balance and transactions.

Backed by MTN and built on MoMo’s experience delivering digital financial services across Africa, the MoMo App gives you a simple, convenient way to manage your money in Nigeria.
Send and save money, buy airtime and data, and pay with MoMo.
Updated on
4 Nov 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Financial info
  • This app may collect these data types
    Location, Personal info and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

7.19K reviews
Johnson Oluwatumininu
17 September 2026
Absolutely unreliable! You debit customers instantly but when there’s a problem, your customer service suddenly disappears. I paid for data, got debited, received no data, and got ZERO useful response from support. This is extremely frustrating and unprofessional. If you can’t provide reliable service or proper customer support, then what exactly are customers paying for?😏
1,647 people found this review helpful
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Festus Areeson
4 November 2026
this is the worst banking app to ever exist , even scam apps have a better customer care service. I tried to log into my account and it kept saying incorrect pin (pin that have been using since I opened the app btw), tried the forget pin and they listed customer service lines to try and it's all unresponsive, what if I needed to access my account for an emergency, that is how these people would have made it impossible. don't trust them at all cause they are so unreliable
3 people found this review helpful
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Pink Kiss
5 November 2026
Very poor app, my 7,000 Naira till today I've not seen it but it's debited, go to their Instagram and X, people are complaining that their money I've been held for months. I honestly would not advice anyone even my enemy to bank with this app. Because if you make transfer for emergency, they will frustrated you. the money I sent yesterday was the last I had and I transfered for something very important, only for them to hold it since yesterday morning till now. I don't know which month I'll see
2 people found this review helpful
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What's new

What's New:
Fixed several known issues.
Improved app performance and stability.

App support

Phone number
+2347031594671
About the developer
MTN GROUP FINTECH (PTY) LTD
momofintechapps@mtn.com
MTN INNOVATION CENTRE, 216 14TH AV JOHANNESBURG 2030 South Africa
+27 83 212 3461

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