SimuLoan: Mortgage Loan

Ungavumeli ithuba linqume ikusasa lakho lezindlu. Kungakhathaliseki ukuthi uthenga indlu yakho eyinhloko noma uhlela ukutshalwa kwezimali zokuqasha, i-SimuLoan iyithuluzi eliphelele lokuhlaziya ukusebenza kwezezimali kwephrojekthi yakho ngemizuzwana.

I-SimuLoan akuyona nje into yokubala imali mboleko elula. Ingumsizi wezezimali ophelele okuvumela ukuthi ubone ngokushesha izinkokhelo zakho zanyanga zonke, izindleko eziphelele zesikweletu sakho, kanye nenzuzo yakho yokuqasha kanye nokugeleza kwemali.

KUNGANI UKHETHA I-SIMULOAN?
Izindlu zivame ukutshalwa kwezimali impilo yonke. Ukwehluka kwesilinganiso senzalo noma ukulinganisa okubi kwezindleko zomshuwalense kungabiza izinkulungwane zamaRandi. I-SimuLoan ikunikeza ukunemba okudingekayo ukuze uxoxisane nebhange lakho futhi uvikele ukuthenga kwakho.

IZICI EZIYINHLOKO:

ISILINGANISI SEMALI MBOLEKO YEMALI MBOLEKO ESIPHAMBILI Lungisa zonke izinhlaka zakho zezimali usebenzisa isikhombikubona esiguquguqukayo nesiqondakala kalula:
- Inani elibolekiwe
- Ubude bemali mboleko (ngeminyaka)
- Izinga lenzalo
- Izinga lomshuwalense womboleki
Thola ngokushesha:
- Inani lenkokhelo yakho yanyanga zonke (isikweletu + umshwalense).

- Izindleko eziphelele zekhredithi phakathi nesikhathi sonke.
- Isabelo somshuwalense kwisabelomali sakho sanyanga zonke.

INDLELA YEZITSHALI-MALI NENZUZO YOKUQESHISA Yilapho i-SimuLoan yenza khona umehluko. Sebenzisa imodi ethi "Ukutshalwa Kwezimali Zokuqasha" ukuguqula i-simulator ibe ithuluzi lokuhlaziya inzuzo yabanikazi bezindlu nabatshalizimali.
- Faka irenti yenyanga elinganiselwayo.
- Buka ngokushesha i-Cash Flow yakho yanyanga zonke neyonyaka (emihle noma emibi).
- Bala i-gross income yakho njengephesenti.
- Hlola ukuthi impahla yakho iyazixhasa (iyazixhasa) noma uma udinga ukwenza umzamo wokonga.
ISIXHUMANISI ESICACILE NESESAMUHLA
- Umklamo omnyama omuhle (Imodi Emnyama) okulula emehlweni.
- Izilayidi ezisebenzisanayo zokuhlola izimo ezahlukene ngesikhathi sangempela.
- Isifinyezo esibonakalayo sezibalo ezibalulekile: oluhlaza ukuze uthole imali enhle, kucace futhi kufundeke kahle ukuze kukhokhwe njalo ngenyanga.

LE APP NGOKABANI?
1. Abathengi Bokuqala: Ukwazi kahle ukuthi ungaboleka malini nokuthi kuzokubiza malini inyanga ngayinye ngaphambi kokuya ejensi yezindlu noma umthengisi.

2. Abatshalizimali Bezindlu: Ukubala ngokushesha ngokuphazima kweso uma indawo ebonwe esikhangisweni iyisivumelwano esihle. Yeka ukuchitha isikhathi uvakashela izindawo ezingakhiqizi imali engenayo.

3. Ochwepheshe Bezindlu: Ama-ejenti nabathengisi, sebenzisa i-SimuLoan ukuze ubonise amakhasimende akho ngokushesha ukuthi iphrojekthi yabo ingenzeka yini ngqo ku-smartphone yakho.

IMIBUZO EVAME UKUBUZWA YI-APP:
- Inkokhelo yami yanyanga zonke izoba yini imali mboleko engu-350,000 zamaRandi?
- Uyini umthelela wesilinganiso somshuwalense emalini mboleko yami?
- Ingabe lesi studio sinenzuzo uma ngisiqasha ngamaRandi angu-600 ngenyanga?
- Ingabe ukutshalwa kwezimali kwami ​​​​kukhiqiza imali engenayo enhle?

Yenza izinqumo zezimali ezifanele. Landa i-SimuLoan namuhla bese uguqula izilinganiso zakho zibe amaphrojekthi aqondile.