Ama-akhawunti ethu omuntu siqu, ebhizinisi kanye nalawo ahlangene enza ukuphatha imali yakho kube lula, kube lula futhi kwanelise njengoba kufanele kube njalo ngo-2026. Yingakho singumhlinzeki onconyiwe we-Which? iminyaka eyisikhombisa ilandelana.
Faka isicelo se-akhawunti yasebhange ku-inthanethi ngemizuzu - mahhala - kusuka ocingweni lwakho, bese ujoyina izigidi esezitholile indlela engcono yokubhanga.
Kuyini okukuyo?
Azikho izimali zakwamanye amazwe
• Ngeke sikukhokhise ngisho nesenti ngokusebenzisa ikhadi lakho phesheya, noma ukukhipha imali ku-ATM.
• Sizokunikeza izinga lokushintshana le-Mastercard, futhi ngeke singeze lutho phezulu.
• Thola izaziso ngemali yendawo, nange-GBP.
Ukwenza isabelomali kangcono
• Sebenzisa izikhala ukuze ubeke imali eceleni ebhodweni lokushintsha elibonakalayo. Yenza ngezifiso ngezithombe, setha umgomo, bese ulandelela intuthuko yakho.
• Thola izaziso zokukhokha okusheshayo bese ulandelela ibhalansi yakho ngesikhathi sangempela
• Funda ukuthi imali yakho iya kuphi, nokuthi ungonga kanjani, nge-Spending Insights
• Sebenzisa i-Bills Manager ukuze ubeke imali eceleni yezikweletu zakho. Kusho ukuthi ibhalansi yakho eyinhloko izokukhombisa kuphela ukuthi yini etholakalayo ngempela ukuze usebenzise imali yansuku zonke.
• Yonga ku-autopilot - qoqa ngokuzenzakalelayo izinkokhelo ziye epawundini eliseduze bese ubeka eceleni imali esele.
Khokha bese ukhokhelwa kalula
• Unesikweletu? Thumela isixhumanisi esilula ukuze ukhokhelwe.
• Jabulela ukudluliselwa okulula kwamanye amazwe emazweni angu-34 kusuka kuhlelo lwakho lokusebenza - akukho mali efihliwe noma amanani okushintshaniswa kwemali
• Khokha abantu ngokushesha ngaphakathi kohlelo lokusebenza - akudingeki umfundi wekhadi oqinile
• Faka amasheke ngedijithali kusuka ocingweni lwakho bese ukhokha ngemali ePosini.
Gcina imali yakho iphephile
• Imali yakho imbozwe kufika ku-£120,000 yi-Financial Services Compensation Scheme
• Ngokusekelwa okungaphakathi kohlelo lokusebenza amahora angu-24 ngosuku, izinsuku eziyi-7 ngesonto kubantu bangempela e-UK, sihlala silapha ukusiza
• Khiya ikhadi lakho ngaphakathi kohlelo lokusebenza bese uvula futhi uvale izilungiselelo, njengokukhokha okungenakuthinta, online, ukugembula kanye nokuswayipha
Ukubhanga kwebhizinisi
Azikho izimali zanyanga zonke. Thola ukufinyelela kwebhange leselula nelewebhu, ukwesekwa amahora angu-24 ngosuku, izinsuku eziyi-7 ngesonto kanye nokubalwa kwezimali okulula. Faka imali ePosini kusukela ku-£3 kuphela, bese ufaka amasheke kuhlelo lokusebenza ngokuthatha isithombe. Yenza izindleko zakho zisebenze ngokuzenzakalelayo, faka imali yezindleko, gcina ithrekhi yama-invoyisi ngezaziso zokukhokha okusheshayo bese ubona ukuthi ibhizinisi lakho lisebenzisa kuphi imali ngokuhlaziya okuhlakaniphile. Ivotelwe njengeBhange Lebhizinisi Elisha Kakhulu ku-RFI UK Banking & Finance Awards 2026.
I-akhawunti yasebhange ehlanganyelwe
Phatha izindleko zomndeni ezihlanganyelwe noma ubeke eceleni imali ndawonye; i-akhawunti yethu ehlanganyelwe yenza kube lula ukusebenzisa imali okwabiwe. Thola izaziso zokukhokha okusheshayo, landelela ukusetshenziswa kwemali kwakho nge-Insights, hlela isabelomali ndawonye bese wenza izinkokhelo ezibalulekile ku-akhawunti eyodwa.
Ukubhanga komndeni wonke, konke kuhlelo lokusebenza olulodwa
Abangaphansi kweminyaka engu-16 yikhadi lethu ledebithi lamahhala kanye nohlelo lokusebenza lwabantu abaneminyaka engu-6-15. Lakhelwe ngaphandle kokuphazamiseka ku-akhawunti yabantu abadala i-Starling (yomuntu siqu noma ehlanganyelwe) ukuze kubonakale futhi kulawulwe kangcono.
I-Starling Bank Limited (ehweba njenge-Starling) ibhalisiwe eNgilandi naseWales (No. 09092149), i-5th Floor London Fruit And Wool Exchange, 1 Duval Square, eLondon, e-United Kingdom, E1 6PW. Sigunyazwe yi-Prudential Regulation Authority futhi silawulwa yi-Financial Conduct Authority kanye ne-Prudential Regulation Authority ngaphansi kwenombolo yokubhalisa engu-730166.
Phatha imali yakho ngohlelo lokusebenza lwasebhange le-Starling lomuntu siqu nelebhizinisi.
Kubuyekezwe ngo-
Nov 3, 2026