YNAB

Wake wakhathazeka ngemali? Awuwedwa.

Landa i-YNAB, funda kahle ngemali, futhi ungaphinde ukhathazeke ngemali.

Qala isivivinyo sakho samahhala sezinsuku ezingu-34 bese uyeka ukuzizwa sengathi awujabule ngemali.

Kungani i-YNAB?
-92% wabasebenzisi be-YNAB babika ukuthi abazizwa becindezelekile kakhulu ngemali selokhu baqala.
-Umsebenzisi ojwayelekile wonga u-$600 ngenyanga yokuqala, kanye no-$6,000 ngonyaka wokuqala.

Izinzuzo nezici

YEKA UKUXOXA NGEMALI
...bese uqala ukuhlela impilo yakho, ndawonye

-Dala futhi wabelane ngezinhlelo ezingenamkhawulo nabantu abangafika kwabayisithupha ngokubhalisa okukodwa
-Ukubuyekezwa kwesikhathi sangempela phakathi kwamadivayisi kwenza kube lula ukugcina wonke umuntu enolwazi
-Kushibhile kunokwelulekwa kwemibhangqwana

YEKA UKUCINDEZELA ESIKWELETINI
...bese uqala ukubona inqubekela phambili ngokukhokha kwakho

-Yenza uhlelo lokukhokha izikweletu ngokubala isikhathi nenzalo egciniwe nge-Loan Planner
-Gwema isikweletu esisha sekhadi lesikweletu ngesici sokuhlukanisa imali esakhelwe ngaphakathi se-YNAB

YEKA UKUZIZWA UNGAHLANGANYELEKI
...bese uqala ukuzizwa ulawula ngokuphelele

-Xhumanisa ama-akhawunti ezezimali ngokuphephile ukuze ungenise ngokuzenzakalelayo ukuthengiselana
-Engeza ukuthengiselana kalula ngesandla, uma ukhetha

QALA UKUFINYELELA IMIGOMO ENGU-...bese uyeka ukucabanga ukuthi ikusasa lakho lilinganiselwe

-Gcina izinto eziza kuqala kanye nemigomo yakho igxile
-Bona inqubekela phambili njengoba uhamba
-Bukela inzuzo yakho ikhuphuka

QALA UKUCHITHA NGOKUZETHEMBA
...bese uyeka ukuzizwa unecala, ukungabaza, nokuzisola

-Bala "Izindleko Zokuba Mina"
-Yenza uhlelo lokusebenzisa imali oluguquguqukayo nolusebenzayo
-Hlala wazi ukuthi kufanele uchithe malini

QALA UKUZIZWA USEKELWE
... futhi yeka ukuzizwa sengathi uwedwa kulokhu

-Khuluma nethimba lethu lokusekela eliwine imiklomelo "elihle kakhulu" (ungabatsheli ukuthi sibabize ngokuthi bayizithutha)
-Yiba yingxenye yomphakathi wethu wabantu bangempela, abasekelayo ngendlela emangalisayo abakutholayo
-Yiba khona komunye wemicimbi yethu ebukhoma ukuze ufunde, wabelane, udlale, futhi ukhule nabantu abanomqondo ofanayo wokuthola imali enhle

Isinyathelo sokuqala sokungaphinde ukhathazeke ngemali ukuqala isivivinyo samahhala sezinsuku ezingu-34. Ingabe usukulungele ukuthola imali enhle?

(Ubonakala usukulungele! Futhi sesivele sikuthanda ngempela, ngakho-ke sicela ujoyine nathi.)

Mahhala Izinsuku ezingu-34, bese kuba nokubhaliselwa kwanyanga zonke/konyaka okutholakalayo

Imininingwane yokubhalisela
-I-YNAB iwukubhalisela okuvuselelwa ngokuzenzakalela konyaka owodwa, okukhokhiswa njalo ngenyanga noma ngonyaka.
-Inkokhelo izokhokhiswa ku-Akhawunti yakho ye-Google ekuqinisekisweni kokuthenga.

-Ukubhalisa kuvuselelwa ngokuzenzakalelayo ngaphandle kokuthi ukuvuselela okuzenzakalelayo kuvaliwe okungenani amahora angama-24 ngaphambi kokuphela kwesikhathi samanje.
-I-akhawunti izokhokhiswa ukuvuselelwa zingakapheli amahora angama-24 ngaphambi kokuphela kwesikhathi samanje.
-Ukubhalisa kungaphathwa ngumsebenzisi futhi ukuvuselela okuzenzakalelayo kungavalwa ngokuya kuzilungiselelo ze-Akhawunti yomsebenzisi ngemuva kokuthenga.
-Noma iyiphi ingxenye engasetshenziswanga yesikhathi sesivivinyo samahhala, uma inikezwa, izolahleka lapho umsebenzisi ethenga ukubhalisa kuleyo ncwadi, lapho kufanele khona.

I-YNAB iyi-ejenti ye-Plaid Financial Ltd., isikhungo sokukhokha esigunyaziwe esilawulwa yi-Financial Conduct Authority ngaphansi kweMithetho Yezinsizakalo Zokukhokha ka-2017 (Inombolo Yereferensi Yenkampani: 804718). I-Plaid ikunikeza izinsizakalo zolwazi lwe-akhawunti ezilawulwayo nge-YNAB njenge-ejenti yayo.

Imigomo Yokusebenzisa:
https://www.ynab.com/terms/?isolated

Inqubomgomo Yobumfihlo:
https://www.ynab.com/privacy-policy/?isolated

Isaziso Sobumfihlo Sesifundazwe sase-U.S.:
https://www.ynab.com/privacy-policy/state-privacy-notice?isolated