Instarem: Send money abroad

11.1K reviews
Content rating
PEGI 3
500K+
Downloads
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About this app

Send money abroad with great FX rates

Join over 1 million customers who trust Instarem.

Founded in 2014 and part of Nium, Instarem is a money transfer and remittance app licensed and regulated in 11 jurisdictions. Whether you’re supporting family overseas, paying installments or sending funds to your own account back home, Instarem makes international transfers simple and secure. Check exchange rates, track your transfers, and stay updated every step of the way.

Why Instarem?
Make international transfers quickly and easily.

• Send money to over 60 countries at competitive FX rates and low fees.
• Most transfers arrive the same day, subject to country, payment method and checks.
• Real-time FX rate checker and rate alerts for your preferred rate.
• Real-time tracking and a transaction timeline on your dashboard.
• Clear, upfront pricing before you send.
• Earn InstaPoints on eligible transfers and referrals and redeem them for transfer discounts.
T&Cs apply.

Regulated and secure
Transfer funds with peace of mind.

• Licensed and regulated in 11 jurisdictions.
• Secure service through a technologically advanced platform.
• Trusted by customers worldwide.

Send from:
SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR

Send to:
INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more.

Payment and payout methods

Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer, Apple Pay.
Payout methods: Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet.
Available methods vary by country and transaction.

Get started in 3 steps

1. Download the Instarem app.
2. Create an account and verify your details.
3. Start sending money overseas.

Need help?
Chat with us 24/7 via Help Centre in the app or visit www.instarem.com

Stay connected:
Facebook: www.facebook.com/GetInstarem/
Instagram: www.instagram.com/instarem/
LinkedIn: www.linkedin.com/company/instarem/
X: www.x.com/getinstarem/
Send money to 60+ countries at transparent rates, with real-time tracking.
Updated on
Oct 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Messages and 2 others
  • This app may collect these data types
    Location, Personal info and 8 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

11K reviews
Rebecca Mahor
January 25, 2021
I have been using InstaReM for about 2 years now and I am a happy customer! They had one of the best rates compared with others. My most recent transaction via bank transfer only took 1 hour from my bank to recipient bank account! This is a huge improvement from before, which takes at least a few hours or within 24 hours. The drawbacks are: the minimum transfer amount (I can't send less than £200), and I have never used my Instarem points as they all expired.
7 people found this review helpful
Did you find this helpful?
Nium Pte Ltd.
January 26, 2021
Hi Rebecca, Thank you for your extensive and incredibly rave review! We are extremely pleased to hear that you find our services both efficient and gratifying. It is feedback such as this that keeps us going and encourages us to strive for improvement.
Supanan Phantratanamongkol
March 19, 2025
Absolutely terrible. Most of my transactions got cancelled without a reason. The latest one they asked for a bank statement but only allow ONE picture. The amount was £1.70...like??? I tried closing the account and the representative was like 'all transactions need to be reviewed internally', which is fine, but if your interface sucked (e.g. not enough space for evidence, or no option that matches the purpose), it's not the customer's fault.
6 people found this review helpful
Did you find this helpful?
Nium Pte Ltd.
March 20, 2025
We deeply apologize for the inconvenience and understand this is not the experience you expected from us. Our customer experience team will reach out to you and address your concerns regarding your transaction. Thank you for your patience and understanding.
John-Michael Lewis
August 7, 2026
Currently Instarem provides a better exchange rate than Wise and so I will continue to use them as long as this remains true. Transfer times are very similar to Wise. I also like the points system which rewards you for doing transfers which can be deducted from future transfers. Finally their customer service was very responsive and helpful.
1 person found this review helpful
Did you find this helpful?
Nium Pte Ltd.
August 7, 2026
Thank you for updating your review and sharing your experience! We're delighted to hear you're enjoying our competitive exchange rates, rewards program, and happy with you experience with our Customer Experience team. Your feedback means a lot to us. We truly appreciate your trust and look forward to supporting your future transfers!

What’s new

• Bug fixes and performance improvements.