Zable - Mobile Finance

127K reviews
Content rating
PEGI 3
1M+
Downloads
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About this app

Hi, we're Zable. Download our app to join over 2 million customers taking control of their finances.

Rated 'Excellent' On TrustPilot:

• Quick eligibility check: it won't affect your credit score

• Apply in minutes: simple, straightforward, paperless card and loan applications

• Manage your money: credit card transactions, loan payments, and credit score

• Repay card in minutes: make card payments in the app

• Apple Pay: most approved customers are eligible for a virtual card right away

• Credit score: see your Equifax score

• Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible

• No hidden card fees: at home or abroad

• Simple to use: manage your card or loan in the app

Zable credit card:

Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Apple Pay, and most approved customers can start spending right away.

Zable loan:

The loan application process is paperless and fast – you could receive your loan in under an hour. You can customise your loan amount and term, providing flexibility and control over your loan.

Zable Switch & Save:

Pay less on your car finance by switching your car loan or breaking up your balloon payment. Keep your car and check your offer with no impact to your credit score.

Zable+ Credit Card: Representative 29.9% APR (variable). Subject to eligibility.

Zable Loan: Representative 24.6% APR (fixed)

We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd. The Zable credit card is issued by TPL pursuant to licence by Mastercard Intl. Credit limit increases are subject to responsible use.

Here to help:

Reach our customer service team 7 days a week via the Zable app.
See if you’re eligible for credit without affecting your credit score
Updated on
Oct 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, App activity and 2 others
  • This app may collect these data types
    Personal info, Financial info and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

124K reviews
Robert Hill
August 18, 2026
It's ok, however every time a direct debit payment is due they send me a text to let me know there isn't enough money in my account to cover it (there always is), so I'm forced to make a manual payment, using the same account they have registered... sort of an obvious fault on their part that they just can't seem to fix.
25 people found this review helpful
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Hilary Stelling
May 6, 2026
love our Zable card. We keep it especially for shopping and pay the balance off in full every month. It's a win, win, as bill gets paid then it's there to use in full again for the next month. We have never had any problems at all with our account, so I can't make any comments about customer service. However, I will say that the application process was very quick and easy. Would highly recommend the company. Definitely a 9.5/10!
78 people found this review helpful
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Krystal Marshall
June 8, 2026
Smooth, simple, non-judgemental, positive tool if used right. However, it cannot be accessed from very old androids like my Nokia (and only working phone, currently) but the App can be downloaded like some form of torture, only to be told that the log-in link has already been used upon confirmation - which is a nightmare and prevents you from paying for anything online due to the need for verification and the fact that they cannot assist on their end. PLEASE attempt to make it accessible to all!
36 people found this review helpful
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What’s new

Your favourite finance app just keeps getting better with new features and bug fixes.