280 reviews
Content rating
PEGI 3
50K+
Downloads
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About this app

ClearSpend is the smarter way to control your business spending. The NatWest ClearSpend mobile app gives you complete control of your Commercial Card account.
- Real time balance information
- View transactions, including pending and declines

- View regular statements
- Set cardholder credit limits
- Set cardholder merchant category blockings
- Lock and unlock an employee’s card

- Receive transaction notifications

- Approve online purchases
- Create departments to segregate spend
- App for administrators and cardholders
Registration
It only takes a couple of minutes to get started on NatWest ClearSpend. Simply download the App and click ‘Need to register’ and then follow the onscreen instructions. Please note, the Business or Commercial Card account will need to be registered and activated before cardholder users can register.
NatWest ClearSpend is available to eligible NatWest Business and Commercial Card account customers with compatible Android devices and a UK or international mobile number in specific countries. Over 18s only, other terms and conditions apply.
ClearSpend is the smarter way to control your business spending.
Updated on
Oct 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Messages and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

265 reviews
Sam Peach-Barnes
June 24, 2021
Would get 0 stars if I could. Ever since it's been released there's been constant issues, just like others, simply logging in seems to be this apps biggest issue. Slow, buggy, logs crashes out, and limited functionality anyway. You'd have thought an organisation with the resources available Natwest has could come up with something that was at least workable. Take up of this app in my organisation has been so low because of how poor it is.
4 people found this review helpful
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Semiu Salawu
February 7, 2021
This has to be the worst financial app ever. No way to see transactions (even for transactions made over 10 days ago) both in the app and online. You try logging in to the website, it tells you a login notification has been sent to the app, I checked both NatWest and clearspend apps, there were no notifications to approve. I changed to password login, took over 10 mins for the auth code to arrive. Everytime I have to call to check if a payment has reflected so what's the point of the app.
5 people found this review helpful
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National Westminster Bank Public Limited Company
February 25, 2021
We apologise for any problems you're experiencing. If you could contact us at corporateproductteam@natwest.com we can get this investigated for you to see what is going on.
Lewis Young
May 4, 2023
Can't even log in half of the time after the recent update. The metrics they show don't even make sense and aren't useful. The amount of control the user has is very minimal. Hard to get in contact with customer support. Overall this app (and the business banking from NatWest in general) is dreadful. Will be switching over to a different credit card company asap!
21 people found this review helpful
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What’s new

Security and performance update. We’ve improved sign in protection, including email guidance if you’re locked out and stronger passwords when you reset. You may also see extra verification during registration. Plus accessibility improvements, reporting capped to 3 years, and general technical performance fixes.