Togetherly Wallet

Togetherly Wallet keeps the money side of a relationship in one place — and works just as well if you track alone.

Two people, one ledger
Pair up with a code and the shared accounts appear on both phones. Personal accounts stay personal: the server never sends them to your partner. Every transaction shows who paid, and the balance between you is always visible, so nobody has to keep score in their head.

Split the way you actually split
Equally, by income, payer only, or a custom share. The app counts in cents, so the split always adds up to the exact amount. One button settles the balance when you pay each other back.

Bank notifications become transactions (Android)
Give the app access to notifications and it reads the ones your bank sends: amount, card, merchant. Parsing happens on the phone — the notification text never leaves your device. You confirm the transaction, or let the app record it silently once you trust it.

Budgets, goals and debts
Envelopes with five period types and rollover. Goals where each contribution is a real transfer, not a number in a field. Debts with avalanche and snowball order, and an honest answer when a payment does not even cover the interest. A monthly plan that has to balance to zero.

Talk to your money
Ask a question in plain language and get an answer with your own numbers: what is left, where it went, what the month looks like. Send a receipt photo or a bank statement file and the app writes the transactions itself.

Yours, and it stays yours
Works offline. Exports the whole database to a file you keep. Backs itself up daily on the device. No ads. Card numbers are never asked for or stored — four digits are enough to recognise a card.

Free forever: accounts, transactions, categories, history, reports, the pair, offline work and the database export. Wallet+ adds unlimited planning, silent recording from notifications, your own parsing rules, file reports, and more room for the assistant.