Central Bank

20.8K reviews
Content rating
PEGI 3
500K+
Downloads
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About this app

Easily manage your accounts on the go with Mobile Banking*. Track spending, pay bills, deposit checks, transfer funds, send money, and find nearby ATMs or branches.

Early Direct Deposit

• Access your direct deposit funds sooner with Early Direct Deposit for eligible checking accounts**.

Save

• Turn on Round-Up to automatically save by rounding up your debit card purchases, with daily transfers of the difference to your savings account.
• Use Money Manager, a free tool available within Mobile Banking that provides personalized insights to help you save, budget, and track expenses.

Send

• Send and receive money with Zelle®, a fast and easy way to pay friends, family, and people you trust.
• Transfer money to and from your accounts at other banks.
• Pay bills by scheduling payments, setting up recurring payments, and managing payees.

Manage

• View account activity, statements, and tax documents; transfer money, make loan payments, and more.
• Deposit checks by taking a photo with your smartphone using Mobile Check Deposit.
• Request a replacement card, verify your details, and place your order—all within Mobile Banking.

Customize Your Experience

• Add nicknames and customize the order of your accounts.
• Add a profile picture to help confirm you’re signing into the correct account.
• Use Quick Balance by swiping down on the Central Bank logo on the app login screen to view account balances and recent activity.
• Use your smartwatch to check balances, view recent transactions, and lock your card.

Security

• Enable biometrics to log in using fingerprint authentication or face unlock (Pixel devices).
• Use multi-factor authentication for an added layer of security when logging in from new or unknown devices.
• Receive push, text, or email alerts for balances, transactions, cards, and payments.


For the best experience, use the app on devices running Android 10.0 or later. Some features may not be available on older versions. If you experience issues, visit our mobile-friendly website using your device’s browser.



Member FDIC. *Mobile Banking is free, but data and text rates from your mobile carrier may apply. Terms and conditions apply. Zelle® is intended for sending money to family, friends, and people you know. We recommend that you do not use Zelle® to send money to anyone you do not know. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

**Early availability is not guaranteed and may vary between deposits and may depend on instructions sent by the payer or any limitations we set. Not all direct deposits qualify. Available for eligible accounts: MaxMoney, MyChoice, World, World Elite, and Preferred Interest. Enrollment is required. See our Early Direct Deposit Agreement for more details.
Move, manage, and maximize your money like never before.
Updated on
Oct 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

20.4K reviews
Janet Lowther
September 17, 2026
It is pretty good, reasonably quick, but once in a while it seems to be down. Maintenence? Probably, since that is usually Saturday or Sunday
1 person found this review helpful
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Charles Baker
October 16, 2026
I suck with tech stuff (& my money) and the app is pretty easy to navigate. Central Bank has always been quick to stop any questionable transactions, which can be annoying if you're travelling a long distance but I understand and appreciate the annoyance. They actually seem to treat you as an equal while you might feel "belittled" at other establishments (I have experienced this more than once). I like the app and love the bank!
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Joshua Johnson
October 7, 2026
not only is it a smooth app and easy to use but the actual physical Bank have some of the most incredible people I've ever met inside of it thank you to Central Bank in Sedalia Missouri the location directly to the right of break time. I can't remember everybody's name but I remember Jocelyn very kind very knowledgeable great customer service
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What’s new

Watch App

• It’s Time! Access your bank accounts from your smartwatch. Check balances, view transactions, and lock your card.

Report Card Lost/Stolen

• You can report your card as Lost, Stolen, or Never Received in the app! Go to Card Management and select “Report Card Lost/Stolen” to close your card and order a new one.

Sports Widgets

• Rep your team from your home screen! Add the Central Bank widget and choose from Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.

App support

Phone number
+18007495344
About the developer
The Central Trust Bank
cbccustomerservice@centralbank.net
238 Madison St Jefferson City, MO 65101-3249 United States
+1 877-331-2882

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