62 reviews
Content rating
PEGI 3
10K+
Downloads
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About this app

ClearSpend is the smarter way to control your business spending. The Royal Bank ClearSpend mobile app gives you complete control of your Commercial Card account.
- Real time balance information
- View transactions, including pending and declines

- View regular statements
- Set cardholder credit limits
- Set cardholder merchant category blockings
- Lock and unlock an employee’s card

- Receive transaction notifications

- Approve online purchases
- Create departments to segregate spend
- App for administrators and cardholders
Registration
It only takes a couple of minutes to get started on Royal Bank ClearSpend. Simply download the App and click ‘Need to register’ and then follow the onscreen instructions. Please note, the Business or Commercial Card account will need to be registered and activated before cardholder users can register.
Royal Bank ClearSpend is available to eligible Royal Bank Business and Commercial Card account customers with compatible Android devices and a UK or international mobile number in specific countries. Over 18s only, other terms and conditions apply.
ClearSpend is the smarter way to control your business spending.
Updated on
Oct 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Messages and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

61 reviews
Tom Henthorn
April 5, 2023
Edit: Feb 23 - stopped working altogether. A pain to use. Shows you the least relevant information first. They sometimes fix bugs, but every update comes with new bugs. Now I can't open my transactions! Ridiculous. Edit April 23 - it started to work again briefly and sporadically. It then made me do an update and it's stopped working altogether again. 😮‍💨 Just insanely bad.
19 people found this review helpful
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National Westminster Bank Public Limited Company
May 27, 2022
Thank you for your review. We are updating ClearSpend next month with a new look and feel but we would welcome an opportunity to gain further feedback from you directly. If you would like to, please email your contact details to corporateproductteam@natwest.com and we will give you a call.
Iain Mace
February 24, 2021
How can a corporate banking app be this bad? Ridiculously complex with lots of links and buttons that provide zero benefit but then when you actually need something you can't do it. You can only access 10 months of statements (and good luck trying to do that). If you need earlier than that you have to spend half an hour waiting on the phone and then they email you PDFs of your statements within 48hours. Seriously - it feels like 2002.
8 people found this review helpful
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National Westminster Bank Public Limited Company
February 25, 2021
We are sorry to hear you haven't had a good experience with the app. We are constantly looking at ways to improve the app and are conducting user experience interviews with customers over the next 2 weeks. If you are interesting in taking part please contact us at corporateproductteam@rbs.co.uk and we will get in touch to arrange a time with you.
Malky
December 8, 2022
Dreadful app, buggy and difficult to get to very basic account or transaction information. Why can RBS not just allow customers to link their own credit cards to an RBS bank account so they can be viewed in the RBS bank app which does actually work pretty well! It's easy enough to apply for the credit card on the rbs online banking app but once you have it you're forced to use this junk app. Zero stars.
1 person found this review helpful
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National Westminster Bank Public Limited Company
April 5, 2023
Integrating business credit card accounts into our Mobile Banking app is something that is on our product backlog. Unfortunately it can take some time to develop these new items as there is a backlog of features that have been prioritised to be developed first.

What’s new

Security and performance update. We’ve improved sign in protection, including email guidance if you’re locked out and stronger passwords when you reset. You may also see extra verification during registration. Plus accessibility improvements, reporting capped to 3 years, and general technical performance fixes.