MiniPay - Stablecoin Wallet

42.3K reviews
Content rating
PEGI 3
10M+
Downloads
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

MiniPay is the stablecoin wallet built for real life. Send, receive, and spend in seconds — with zero hidden fees.

Built on the Celo blockchain, MiniPay brings you a fast, easy-to-use wallet that works like your favorite apps — no complex setup, get started in seconds.

Whether you're sending money across borders, paying bills, or buying airtime, MiniPay makes digital money practical and accessible to anyone, anywhere.

🌍 What You Can Do with MiniPay:
- Send stablecoins globally using just a phone number — no wallet address needed
- Top up and cash out instantly with your local payment method
- Pay for real-life services like data, airtime, utility bills, eSIMs, and more
- Save and store digital dollars to beat local currency inflation
- Get started in seconds — sign up with your Google account or phone number
- Enjoy ultra-low fees and instant transfers powered by Celo

💸 Why Use Stablecoins?
Stablecoins like USDT and USDC give you the power of the U.S. dollar without a bank account. They’re faster, more affordable, and more stable than many local currencies — perfect for cross-border remittances, daily payments, and saving value.

⚡ Perfect for:
- Freelancers and remote workers getting paid globally
- Families sending money back home or across borders
-Crypto newcomers looking for a simple, secure wallet
- Anyone tired of high fees, delays, and complex crypto apps

MiniPay is available in 50+ countries including Kenya, Ghana, South Africa, Brazil, the U.S., Canada, and Germany — with more being added regularly.

MiniPay is a non-custodial wallet and rates subject to partner conditions. See issuer(s) website for details.
Buy, Sell and Send USDT, USDC and more with zero fees. Instant, simple, global.
Updated on
28 Oct 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 4 others
  • This app may collect these data types
    Personal info, App info and performance and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

42K reviews
OKWUCHUKWU SAMUEL NWOKE
7 July 2026
I usually login 5:00-6:00 am in the morning, but it took just one day late login for my boost to be reduced from $0.38- $0.17 which is verily unfair. As of now I like $63 in my account, am supposed to be receiving $0.18 boost per day instead it's just $0.07 despite I have been active in the app for complete 2 months and still counting. In conclusion, you people should look into the matter of this boost because it sucks.
53 people found this review helpful
Did you find this helpful?
Opera
7 July 2026
Thank you for sharing your experience with the boost system. We understand the importance of boosts in your daily usage and appreciate your feedback. We're committed to improving user experience, and your insights will help us in that effort.
Ayorinde Olorunniyi
30 July 2026
Great, Inventive and truly Lovely. Minipay is currently the one and only one of it's kind. But YOU NEED TO IMPROVE ON, OR REPLACE your documents verification system for Minipay Visa Card application. You guys rejected 4 valid documents: 1. International passport 2. voters Card 3. NiN slip 4. Digitally generated NIN Slip that I've used over and again for verifications on different international platforms/companies. And When you scan/snap the document, sumsub verification will reject them.
37 people found this review helpful
Did you find this helpful?
Opera
30 July 2026
It’s important to have document verification work reliably—especially for Visa Card applications. Thanks for sharing the passport and NIN scan rejection details. Our team can review your case if you email minipay@support.opera.com with the rejected document types and what you see after scanning.
Desmond teyewayo1G
31 July 2026
Hello Mini Pay Team, I am writing to express my severe frustration. I transferred money almost 5 days ago, and it still hasn't arrived. I have reached out to your customer service multiple times, but nobody is replying to my emails. In the past, your support was excellent, but now it feels like you don't care about your customers at all. This is my money, and I expect it to be handled securely and promptly. I need someone to look into my account immediately and tell me why my funds are missing
70 people found this review helpful
Did you find this helpful?
Opera
7 August 2026
Hello! We're concerned about your transfer delay and lack of response. Please contact our support team at minipay@support.opera.com with details, and we'll investigate your account right away. Your trust is important to us, and we're committed to resolving this. Thank you for your patience!

What's new

We're always working to make MiniPay better. This update includes performance improvements and bug fixes.