123K reviews
Content rating
PEGI 3
1M+
Downloads
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Take control of your banking. Our app makes your day-to-day banking easy, quick and secure.

Why the RBS app?

Manage your money easily and securely:
• Apply for current, savings, child, teen, premier and student accounts quickly. Eligibility criteria apply.
• See all your bank accounts straight from your home screen.
• Freeze and unfreeze your card at any time (Mastercard only).
• Use pots to set money aside from your main account for everyday needs and to stay in control of your spending.
• Set up fingerprint, voice or facial recognition for better security and send high value payments in-app, amend payment limits and more. Fingerprint, voice or facial recognition are only available on selected devices.

Send, receive and access money quickly:
• Request money via a QR code or link.
• Send money faster with a personalised list of favourite payees.
• Split a bill up to £500 by sharing a payment request link with multiple people at once. (Eligible current accounts only. Payment requests can be sent to anyone with an eligible account with a participating UK bank and that uses online or mobile banking. Paying bank criteria and limits may apply.)
• Get Cash in emergencies with a unique code without using your card. You can withdraw up to £130 every 24 hours at our branded ATMs. You must have a least £10 available in your account and an active debit card (locked or unlocked).

Stay on top of your spending and saving:
• Keep track of payments all in one place.
• Save your spare change with Round Ups if you have an eligible current account and instant access savings account. Round Ups can only be made on debit card and contactless payments in Sterling.
• Budget easily by managing your monthly spending and set categories.
• Turn on push notifications to get alerted when money reaches or leaves your account.

Get support for every life event:
• Spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account. You must have enough money in your travel account. To apply for a Travel account, you need an eligible sole current account and to be over 18. Other terms and fees may apply.
• Get updates on your credit score and insight on how to improve it. Your credit score data is provided by TransUnion and is only available to customers over 18, with a UK address.
• Discover our additional products and services, including mortgages, home and life insurance and loans in one place.
• Fast track your money goals with the help of our handy plans, tools and tips.


Important info

Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu where you will be able to find motion and visual control settings within the menu (note that this is not within our app, but on the settings of your device itself).

Our app is available to customers aged 11+ with a UK or international mobile number in specific countries. Be aware that some features and products have age restrictions and are only available if you’re over 16 or 18.

By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at rbs.co.uk/mobileterms.

Please save or print a copy along with the Privacy Policy for your record.
Get the Royal Bank of Scotland mobile banking app now.
Updated on
28 Oct 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Financial info, Messages and 3 others
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

119K reviews
David James
11 July 2022
Headline: Not as feature-rich as a browser, some aspects aren't exactly the same, and some just don't work. Basically, I've found this useful for checking my balance and recent transactions while on the go, and making the occasional payment or transfer, but that's about it. Cheque deposits fail more often than they work, and statements can't be downloaded, for example if you need them for a mortgage application. All in all, okay but could be so much better.
56 people found this review helpful
Did you find this helpful?
National Westminster Bank Public Limited Company
12 July 2022
Thank you for your input, we can certainly have a look to see if this can be considered for future updates as we’re open to suggestions. Be sure to keep an eye out on “Apps and new features” for news on what’s new on the app 😊- MK
Claire Howie
30 January 2022
This version of the app does not work in Samsung A71 (possibly others). I'd installed multiple times, got error messages, etc. Contacted RBS via online chat & call many times before getting someone to admit the issue. In order to make payments using online banking, those transactions have to be verified on the mobile app. I had to install it on my child's tablet until a new version of the app is made. Not everyone will have a second device for them to do this, so cannot use their account.
18 people found this review helpful
Did you find this helpful?
Ross Attwell (Red)
24 May 2023
App has been good for the last few months, please remove the misleading suggestions for things like increasing your overdraft limit. It was suggested I have a more than likely chance of increasing my overdraft to £3000, I applied to increase to £1200 and the application was denied resulting in a hard search on my credit score for nothing. I would not have applied if the option wasn't highlighted and made me believe it was likely. Thanks.
25 people found this review helpful
Did you find this helpful?
National Westminster Bank Public Limited Company
25 May 2023
Thanks for this, I'd love to get this looked into for you, let's start a chat via the Mobile app. You just need to tap on 'Help' then 'Message us' - MK

What's new

Talk to our new AI assistant about your spending and see your money in a new way.