Stream - Workplace Finance

25.5K reviews
Content rating
PEGI 3
1M+
Downloads
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About this app

Stream is an easy-to-use financial benefits app that helps you to save, budget, borrow and get paid when you choose. If your employer has partnered with Stream, you can download the app and activate your free membership in minutes, allowing you to:

- Choose when you get paid
- Check your shifts and earnings in real time
- Save into an easy-access account with a market-leading interest rate
- Budget all your spending across bank accounts in one place
- Get exclusive discounts from 100s of your favourite brands
- Access affordable loans, repaid from salary
- Check what government benefits you are entitled to
- Get personalised support from an AI money coach

Representative Loan Example

If the Loans product is offered as part of your employer benefits and you qualify for it:

- Loan amount: £3,000
- Term: 3 years (36 months)
- Monthly repayment: £109.06
- Representative APR: 12.9% (fixed)
- Total repayable: £3,598.86
- Interest payable: £598.86

Repayment terms range from 1 year to 5 years.
The maximum APR offered is 19.9%.
The rate you receive will depend on your individual circumstances.

Loans are provided by Stream Financial Services Ltd, authorised and regulated by the Financial Conduct Authority (FRN 902046).

Availability depends on your employer’s participation and your eligibility.
Take control of your finances
Updated on
Oct 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info and Files and docs
  • This app may collect these data types
    Personal info, Photos and videos and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

25K reviews
Dawna Roshier
September 5, 2022
"Sleeker, faster, and more accessible than ever"? No, "Update ensures app won't ever load because it's buggy af" is closer to the truth. It hasn't been able to load in 3 days at this point and looking at the recent reviews, it is a problem for a lot of people that has been left unanswered and unresolved. Ironically, The so-called 'help centre' won't load either. Love that.
108 people found this review helpful
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Stream Platforms Ltd
September 5, 2022
We're so sorry for this, Dawna 😰 Version 22.0.1 should be out shortly to take care of this problem, so once it is available, you'll want to delete your app & reinstall. If you run into any snags during this process, please just chat in to us at support@wagestream.com and we'll be happy to get you sorted. Thanks so much for your patience!
Panthera Tigris
December 22, 2022
Absolutely shocking, doesn't work, slow to help. Been in contact with the to try and get the app working on my phone and their response time is over 2-3 hours at the best of times. Thanks to not being able to stream money, I will be spending Christmas with no heating or hot water. Save yourself the trouble and don't bother with this rubbish app.
26 people found this review helpful
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Stream Platforms Ltd
January 19, 2023
We're so sorry for the difficulty you've experienced! 😰 We've confirmed our Support team have been in contact with you but if you continue to have issues with the app, please reach out to us directly at support@wagestream.com so we can investigate; we'd love to hear from you again 😊
GrimReaper D
August 14, 2026
Currently won't load when opening. Just the standard purple and saying Stream, doesn't ask for fingerprint or anything. Have to search for Stream in settings, tap storage, clear cache, only then it let's me log in once. After closing it, it won't load when opening again. having to repeat the whole process..
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What’s new

Stream is now sleeker, faster, and more accessible than ever!

- Miscellaneous bug fixes