iTrent Financial Wellbeing

Fair, flexible money management - built around your pay.

Offered through your employer as an extension of MHR iTrent, Financial Wellbeing gives you simple-to-use, flexible financial tools and services - all built around your pay.

With iTrent Financial Wellbeing, you can:
- See your pay and spend, all in one place.
- Choose when you get paid, throughout the month.
- Set money aside, and win prizes.
- Avoid missing out on government support and benefits.
- Set goals and get free guidance, tips and tricks, in-app and sent to your inbox.

Powered by Stream, the financial wellbeing app created with charities.

Please note, this benefit only works if your employer is an MHR iTrent partner.


Representative Loan Example

If the Loans product is offered as part of your employer benefits and you qualify for it:

- Loan amount: £3,000
- Term: 3 years (36 months)
- Monthly repayment: £109.06
- Representative APR: 12.9% (fixed)
- Total repayable: £3,598.86
- Interest payable: £598.86

Repayment terms range from 1 year to 5 years.
The maximum APR offered is 19.9%.
The rate you receive will depend on your individual circumstances.

Loans are provided by Stream Financial Services Ltd, authorised and regulated by the Financial Conduct Authority (FRN 902046).

Availability depends on your employer’s participation and your eligibility.


DISCLAIMER & OFFICIAL SOURCE DISCLOSURE

This app is a private financial wellbeing service and is not affiliated with, endorsed by, or representing the UK Government or any government entity.

The articles section contains content and external links that are sourced from official UK Government portals and recognised public advisory/regulatory bodies. These are summarised below:

Official Government Portals and Regional Authorities:
- https://www.gov.uk (UK Government Portal)
- https://www.gov.scot (Scottish Government)
- https://www.gov.wales (Welsh Government)
- https://www.nidirect.gov.uk (Northern Ireland Services)
- https://www.saa.gov.uk (Scottish Assessors Association)
- https://contact.dvla.gov.uk (Driver and Vehicle Licensing Agency)
- https://landregistry.data.gov.uk (HM Land Registry)
- https://find-legal-advice.justice.gov.uk (Ministry of Justice)
- https://www.nihe.gov.uk (Northern Ireland Housing Executive)
- https://www.ownyourhome.gov.uk (Shared Ownership Schemes)
- https://www.cosla.gov.uk (Scottish Local Government)
- https://nationalcareers.service.gov.uk/ (National Careers Service)
- https://www.nationalcrimeagency.gov.uk (National Crime Agency)
- https://www.ncsc.gov.uk (National Cyber Security Centre)

Official Public Advisory & Regulatory Bodies:
- https://www.moneyhelper.org.uk (GOV-backed Financial Guidance)
- https://www.acas.org.uk (Advisory, Conciliation and Arbitration Service)
- https://www.fca.org.uk (Financial Conduct Authority)
- https://register.fca.org.uk (Financial Conduct Authority Register)
- https://www.thepensionsregulator.gov.uk (The Pensions Regulator)
- https://www.pensions-ombudsman.org.uk (The Pensions Ombudsman)
- https://www.financial-ombudsman.org.uk (Financial Ombudsman Service)
- https://www.fscs.org.uk (Financial Services Compensation Scheme)
- https://claims.fscs.org.uk (FSCS Claims)
- https://www.actionfraud.police.uk (Action Fraud)
- https://www.electoralcommission.org.uk (Electoral Commission)
- https://www.lgo.org.uk (Local Government Ombudsman)
- https://reports.ofsted.gov.uk (Ofsted Reports)
- https://www.citizensadvice.org.uk (Consumer & Statutory Guidance)
- https://www.shelter.org.uk (Housing & Homelessness Advice)
- https://www.turn2us.org.uk (Benefits & Grants Search)
- https://www.nationaldebtline.org (Debt Advice)

Users should always consult official sources for all final decisions, applications, or legal advice.