MiniPay- Stablecoin Wallet

42.3K reviews
Content rating
PEGI 3
10M+
Downloads
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About this app

MiniPay is the stablecoin wallet built for real life. Send, receive, and spend in seconds — with zero hidden fees.

Built on the Celo blockchain, MiniPay brings you a fast, easy-to-use wallet that works like your favorite apps — no complex setup, get started in seconds.

Whether you're sending money across borders, paying bills, or buying airtime, MiniPay makes digital money practical and accessible to anyone, anywhere.

🌍 What You Can Do with MiniPay:
- Send stablecoins globally using just a phone number — no wallet address needed
- Top up and cash out instantly with your local payment method
- Pay for real-life services like data, airtime, utility bills, eSIMs, and more
- Save and store digital dollars to beat local currency inflation
- Get started in seconds — sign up with your Google account or phone number
- Enjoy ultra-low fees and instant transfers powered by Celo

💸 Why Use Stablecoins?
Stablecoins like USDT and USDC give you the power of the U.S. dollar without a bank account. They’re faster, more affordable, and more stable than many local currencies — perfect for cross-border remittances, daily payments, and saving value.

⚡ Perfect for:
- Freelancers and remote workers getting paid globally
- Families sending money back home or across borders
-Crypto newcomers looking for a simple, secure wallet
- Anyone tired of high fees, delays, and complex crypto apps

MiniPay is available in 50+ countries including Kenya, Ghana, South Africa, Brazil, the U.S., Canada, and Germany — with more being added regularly.

MiniPay is a non-custodial wallet and rates subject to partner conditions. See issuer(s) website for details.
Buy USDT, USDC and more with zero fees. Instant, simple, global.
Updated on
28 Oct 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 4 others
  • This app may collect these data types
    Personal info, App info and performance and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

42K reviews
Saint Orion
5 November 2026
Minipay is a very good app for daily spending.. I use my funds on purchasing airtime and other stuff even gift cards. I like the interface .. The only poor thing is their Customer service now . I was an early user and their Support Team was very helpful; replying within hours sometimes minutes but now it takes forever . I logged a compliment about 6 months ago it's still in the pipeline.. My trust is slowly getting washed away 🖐️😔
25 people found this review helpful
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Opera
5 November 2026
We're glad the app helps with your spending and appreciate your feedback! We acknowledge your concerns about slower customer service and are working to improve support. Enjoy the app, and we're here to assist you whenever needed!
zayn x_67
6 November 2026
I'll give it a 3, I tried using the US account claimed to be given to me as my US account yesterday but I haven't received anything, I feel like there's supposed to be a system whereby it shows pending or something so we can be rest assured that yes the money is coming and not just scared of loosing funds. I haven't received my money yet though and I'm so pained right for bringing up that means to receive money 😕
8 people found this review helpful
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Opera
6 November 2026
It's normal to feel anxious waiting for funds, especially with a new account. ACH transfers can take 1 to 2 business days. Please check your transaction history for updates, and you'll get a notification once the funds arrive. We appreciate your patience! Reach out via the app for more details.
Jon Robot
22 October 2026
This app is the most inconvenient app I have ever use, to withdraw money they will make all sorts of barriers, one of them is that you have to tell them what the money you are withdraw is for. And kyc, not working, and you cannot send money without it. most of the things run on third party. I wanted to give you a rating of 0/5, you are lucky it is not possible.
2 people found this review helpful
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Opera
23 October 2026
We're sorry to hear about your experience. We appreciate your feedback on the withdrawal process and KYC requirements and will work to improve them. For assistance, please contact our support team at minipay@support.opera.com. We hope your future interactions are better.

What's new

We're always working to make MiniPay better. This update includes performance improvements and bug fixes.