ClearScore - Credit Score

In-app purchases
97,5K reviews
Content rating
PEGI 3
10M+
Downloads
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About this app

It takes more than a good credit score to access good credit. For that, you need to get credit healthy. Introducing Credit Health from ClearScore. All new, all powerful.

Go beyond your credit score and report and see how you look to lenders - giving you the most accurate picture of your financial journey. See your disposable income, how much debt you have, and much more.

Frightened by fraud? Get peace of mind. ClearScore Protect keeps you and your important information safer. We monitor your credit report and let you know if something isn’t quite right. If you want to take it a step further, you can choose Protect Plus - a paid for service.
You’ll access daily updates, enhanced monitoring, and more.

Confused by credit? We simplify it. Let the experts at ClearScore coach you to better Credit Health. Discover Improve and enjoy short, sharp, snappy videos designed to help you navigate the confusing world of credit, with confidence. Want to save money? Explore your personalised offers based on you and your goals. See what you could save and access the money you’re looking for.

▶ FEATURES

• Get your credit score and report - for free, forever
• Discover the fuller picture with an overview of your accounts, payment history, debt, and more
• Keep your important information safer and get alerts when something’s not quite right
• Improve your credit score over time, with simple explanations and step-by-step guides from our experts
• See what you could save with offers, tailored to you

▶ Signing up is quick and easy. All you need to do is:

1. Enter some details about yourself so we can match you to your credit file
2. Go through our security checks to make sure only you have access to your information
3. Explore your credit score and report

Your credit score is just the beginning.

ClearScore is a credit broker, not a lender.

▶ ClearScore is safe and secure:

• Your information is kept safe using secure systems and processes
• We'll never sell your personal details or send you spam
• We make our money through commission

▶ If you take out a loan via ClearScore, here’s what you need to know

Personal loan offers are available through ClearScore’s Marketplace from our commercial partners. Long term loan offers have interest rates that range from 11.75% - 29.25% per annum with loan durations from 6 months to 72 months. Rates can change without notice and they’re controlled by our partners, not ClearScore. Other fees may apply (for example settlement fees or late payment fees) but these are specific to each lender - you’ll need to review their terms and conditions for details.

While we do our best to find relevant offers for your circumstances it’s important to know that you might not qualify for a personal loan at all, or you may not qualify for the lowest rates or the highest offer amounts.

▶ Repayment example for a long term loan

A loan of R100,000 over 48 months at the average South Africa rate of 18.75% per annum. The monthly repayments will be R5,595.66 and the total amount repayable will be R134,295.84

Privacy Policy: https://www.clearscore.com/za/privacy-policy

Terms of Use: https://www.clearscore.com/za/terms
Check your score and view a full report to track your financial progress
Updated on
02 Nov 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info and Financial info
  • This app may collect these data types
    Personal info, Financial info and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

96,1K reviews
Lucy Skelton
16 February 2025
Used to love the app, especially as you could easily see what was happening on your credit report over the next month or so. Hate the new app, nothing is where it should be and it will show you something to look in to but then it doesn't take you to the actual item. For instance it said I had an account with unsettled debt, I was surprised with this so clicked to find out more and it took me to view payment history of all accounts, but didn't tell me which it was notifying for! Not intuitive now
183 people found this review helpful
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ClearScore
16 February 2025
Hi Lucy, thanks for taking the time to share your feedback. We're sorry to hear you're not enjoying the new version of the app. We're still rolling it out and making improvements based on what we hear from our users, so your comments will help us get better. If you have any other feedback or need help with anything on your account, please contac...
Kieran
05 September 2026
My credit score dropped by 45 points because their system updated my number of debt collector searches from "unconfirmed" to "zero" which is obviously a positive factor if it's confirmed I have no debt collector searches. The AI helper simply makes up a load of nonsense that essentially says "that sucks, oh well!" and ignores the problem in their scoring! Utter nonsense that your Credit Score that ClearScore base their offers on will be negatively impacted due to... oh wait... nothing changing!
3 people found this review helpful
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ClearScore
07 September 2026
Hi Kieran, thanks for your review. We really appreciate you taking the time to leave us feedback about the score drop. We’d love to help you. Please email us at android@clearscore.com, quoting reference 6349436, so we can look at this for you. Thanks,
TheLuc1fer
28 July 2026
"Triple Lock" means your application will be declined and your details will be sold to someone who will then proceed to spam you 2 calls a day trying to sell you some kind of product. The score itself completely differs from any other UK agencies. Not sure what has happened over the years but this tool is an absolute scam. Use at your own risk! edit: if I could give 0 stars I would. Now they also re-advertise the scam offers under different names.
4 people found this review helpful
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ClearScore
20 July 2026
Hi there, thanks for your review. We really appreciate you taking the time to leave us feedback regarding the issue you are facing with the offer displayed. We’d love to help you, please email us at ios@clearscore.com quoting reference 6248204 so we can look at this for you. Thanks, Manny

What's new

Another week of coding, then high-fiving, from our devs. We've been quietly working away behind the scenes to improve performance and bring you a sleeker experience.

We always love hearing from you. If you have any questions, simply send us an email at android@clearscore.com

Love what we do? Leave a Play Store review and tell your friends

ClearScore: handmade with love in Cape Town, London, Edinburgh, Sydney and Toronto since 2015.