Pay Off Debt Hypnosis

Contains adsIn-app purchases
73 reviews
Content rating
PEGI 3
10K+
Downloads
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About this app

Explore your money mindset with a guided hypnosis session about spending habits and the goal of becoming debt free. Take a quiet moment to reflect on what financial responsibility means to you and the future you want to work toward.

Pay Off Debt Hypnosis offers a single audio session that uses the image of a heavy backpack to explore the burden of debt. The story then turns toward intentions around spending, saving, and following a budget in your own life.

Use it when you want to reflect on an urge to spend or reconnect with your reasons to pay off debt. If you are trying to stop spending impulsively, the session offers time to consider your habits. It does not manage money, calculate repayments, or provide financial advice.

FEATURES

- A single guided audio session for a self hypnosis routine
- Guided imagery about debt, spending, and a more secure future
- Reflection on your reasons for budgeting and saving in everyday life
- Peaceful background music and nature sounds
- Offline audio listening after downloading the app

Listening settings available with the one-time unlock:

- Optional Hypnotic Booster with binaural beats
- Separate volume controls for voice, background, and Hypnotic Booster
- Awaken at End can be disabled for bedtime listening
- Session repeats or looping
- Continue background sounds after the voice session ends

Listen in a quiet place, then consider one practical action that fits your circumstances. You might choose to review your own budget or seek qualified debt advice. The recording is a mindset exercise and cannot reduce balances or guarantee a financial outcome.

The app is free to try with the default listening settings. A one-time in-app purchase unlocks changes to those settings. Each Surf City Apps hypnosis app has its own purchase; purchases cannot be shared across separate apps.

ABOUT SURF CITY APPS

Surf City Apps creates audio apps for calm, rest, focus, confidence, and everyday habits. This app focuses on money mindset, spending habits, and motivation around the goal of becoming debt free.

Choose a quiet place where you can listen safely and without interruption. Do not use this app while driving, operating machinery, or doing anything that needs your full attention.

CONTACT SUPPORT

http://support.surfcityapps.com

TERMS & CONDITIONS

http://surfcityapps.com/terms

REFERENCES

https://en.wikipedia.org/wiki/Hypnosis

https://en.wikipedia.org/wiki/Binaural_beats

DISCLAIMER

Results not clinically proven. This app is for education and general wellness. It is not a medical device and is not intended to diagnose, treat, cure, or prevent any medical condition. The content is not a substitute for professional medical advice, diagnosis, or treatment. Consult a qualified healthcare professional about medical concerns. Consult your doctor before using this app if you have a heart condition, mood disorder, epilepsy, or a psychiatric or neurological condition.
Explore your money mindset and spending habits with guided hypnosis audio.
Updated on
Sep 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Financial info and 3 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

67 reviews
Elsa Abrigo
October 24, 2023
It has help me focus on what I need to do.
2 people found this review helpful
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Sunny Gaurav
November 2, 2021
good app
1 person found this review helpful
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karla gittens
April 28, 2021
awesome
3 people found this review helpful
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What’s new

We've made improvements to provide a smoother, more reliable experience.