Send money abroad with great FX rates

Join over 1 million customers who trust Instarem.

Founded in 2014 and part of Nium, Instarem is a money transfer and remittance app licensed and regulated in 11 jurisdictions. Whether you’re supporting family overseas, paying installments or sending funds to your own account back home, Instarem makes international transfers simple and secure. Check exchange rates, track your transfers, and stay updated every step of the way.

Why Instarem?
Make international transfers quickly and easily.

• Send money to over 60 countries at competitive FX rates and low fees.
• Most transfers arrive the same day, subject to country, payment method and checks.
• Real-time FX rate checker and rate alerts for your preferred rate.
• Real-time tracking and a transaction timeline on your dashboard.
• Clear, upfront pricing before you send.
• Earn InstaPoints on eligible transfers and referrals and redeem them for transfer discounts.
T&Cs apply.

Regulated and secure
Transfer funds with peace of mind.

• Licensed and regulated in 11 jurisdictions.
• Secure service through a technologically advanced platform.
• Trusted by customers worldwide.

Send from:
SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR

Send to:
INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more.

Payment and payout methods

Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer, Apple Pay.
Payout methods: Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet.
Available methods vary by country and transaction.

Get started in 3 steps

1. Download the Instarem app.
2. Create an account and verify your details.
3. Start sending money overseas.

Need help?
Chat with us 24/7 via Help Centre in the app or visit www.instarem.com

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