Lightyear: Stocks and ETFs

4.73K reviews
Content rating
PEGI 3
100K+
Downloads
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About this app

Invest in 6,000+ stocks, funds and cryptocurrencies with low fees and earn easy-access interest. Whether you're just starting out or managing an advanced portfolio, Lightyear gives you the tools to grow your money without high fees eating into your returns.

Higher returns start with lower fees. Lightyear has one of the most competitive pricing out there, what you see is what you get. No FX markups, no hidden fees.

Seamless web & mobile platform. AI market data and portfolio tracking tools help you make informed investment decisions. Listen in to quarterly earnings calls, or get quick snapshots or market happenings, all in one place.

Multi-currency investing. Hold and invest in EUR, USD, GBP

Earn easy-access, high interest through Vaults. Managed by BlackRock and J.P. Morgan Asset Management

Business investment accounts. Whether you freelance, run a startup or operate an SME, high interest Money Market Funds help you make the most of your company cash.

Crypto for the long term, with 12 top-traded coins. Not available in the UK.

Keeping your money protected is important to us. Lightyear is authorised and regulated by the Financial Conduct Authority (FRN 987226) in the UK and the Estonian Financial Supervision Authority (4.1-1/31), with permission to provide certain crypto-asset services (4.1-1/147) in the EU. Your cash and investments are held in a segregated client account. In the UK, you're protected by the Financial Services Compensation Scheme (FSCS); in the EU your assets (excluding crypto-assets) are covered by the Estonian Investor Protection Sectoral Fund.

At Lightyear, we aim to create successful investors. Making sure whoever you are, wherever you are, Lightyear is the best place for you to grow your money for a better future.

Investing gives your money the chance to grow and outperform cash over the long-term, but investment values can also go down, so you may get back less than you put in.

Investment services provided by Lightyear UK Ltd (UK) & Lightyear Europe AS (EU). Terms apply: lightyear.com/terms. Seek financial advice if necessary.
Invest smarter. Go further. Invest in 6000+ stocks and ETFs with Lightyear.
Updated on
Nov 3, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 6 others
  • This app may collect these data types
    Personal info, Financial info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

4.64K reviews
Paul Rosier
February 20, 2025
Very disappointing experience. I'm giving 1 star for the simplicity of the app, and how easy it is for a complete beginner like me to start investing. Also 1 star for the responsiveness of their tech support, always responding within 24hrs. BUT, on several occasions I have placed limit orders which are supposed to sell investments when they reach a certain price, but the transaction didn't work. I was only playing with a small amount of money as a trial, but it could have lost a lot of money.
10 people found this review helpful
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Jae Cloete
January 11, 2024
I've used many different financial apps and this one has been the easiest to navigate. Their minimum deposit is low, making it easy for anyone to start out. Also offers significant news on your watchlist which is helpful. However, one very big issue I have with it is that you can't simply add an account to withdraw money into. The account I first used to deposit has since been closed and now I can't withdraw my money unless I deposit again. Would increase star rating if this was sorted out.
20 people found this review helpful
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Lightyear Investing
January 30, 2024
Thanks for your review and kind words. There are no deposit fees if you deposit via bank transfer. Depositing by card will not forward your bank account details for a withdrawal, therefore a bank transfer in is required. Read more here: https://lightyear.com/help/deposits-conversions-and-withdrawals/withdrawals & let us know if you need any help!
Blair F
March 23, 2023
Nice and simple app for easy investing. One of the great things about it that I don't see advertised is that they pay you interest on your uninvested cash! And it's at a better rate that I can find from a bank, even with them taking a cut. I have changed my review down to 4 stars because I have found out my money is not protected by FSCS protection. This means if lightyear were to go under I would loose all my money. Given the state of banking at the moment it doesn't fill me with confidence.
53 people found this review helpful
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Lightyear Investing
January 10, 2023
Hey Blair! Thank you for taking the time to write your review. We are thrilled to hear you like us!

What’s new

We've polished instrument pages, made everyday actions faster, and made stock transfers clearer. Plus bug fixes and improvements.